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What To Do When A Hurricane Is 18-36 Hours From Arriving

What To Do When A Hurricane Is 18-36 Hours From Arriving

Bookmark your city or county website on your computer for quick access to storm updates and emergency instructions.  You might also want to consider downloading apps for your local television or radio stations to your smart phone.

The City of Jacksonville has a website which allows you to register to be notified of emergencies via phone call or text and an app called “JaxReady” which tells you which zones are currently being evacuated, the weather threat level, whether you are in an Evacuation Zone, and also provides shelter information.

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What to Do When A Hurricane is 36 Hours From Arriving

What to Do When A Hurricane is 36 Hours From Arriving

Hurricane Season is almost upon us.  Now is the time to prepare.  What to do when a hurricane is 36 hours from arriving.

Unless you have been completely without access to cell phone, the internet, television or radio, by now you know that Hurricane Matthew is expected to make its way up the East Coast of Florida starting late Thursday night and into the weekend.

Hopefully, you are taking appropriate precautions to keep yourself and your family safe.  If you have not yet started to get prepared, now is the time.  Keep tuned into television, radio, or Internet for the latest weather updates and emergency instructions.

Evacuation orders have already been issued for many coastal and low-lying areas.  If an evacuation order is in effect for your area, why are you spending time reading this blog post?  What are you waiting for?-Go!  If not, and you have decided to ride out the storm, now is the time to build or restock your emergency preparedness kit.

Make sure that you include a flashlight, batteries, cash and first aid supplies.

Plan how you will communicate with family members if you lose power.  It might be call, text, email or social media.  Remember that during a disaster, phone lines may be overloaded and sending test messages may be faster and more reliable than making phone calls.

Review your evacuation plan with your family.  Evacuations are more common than many people realize.  Sometimes, local officials decide that a hazard poses a serious threat and issue a mandatory evacuation order.

Other times officials advise residents to evacuate and people voluntarily evacuate to avoid situations they believe are potentially dangerous.  If you need to evacuate, where will you go?  If an evacuation is ordered, you may have to leave quickly, so it is important to plan ahead.

Make sure that your car is in good working condition.  Fill up the gas tank and keep it full.  Stock your vehicle with emergency supplies and a change of clothes.

WHY SHOULD I BUY HOMEOWNER’S INSURANCE?

WHY SHOULD I BUY HOMEOWNER’S INSURANCE?

You may have read or heard stories about people who pay for insurance policies, sometimes for years, only to have the insurance company deny their homeowner’s insurance claim and cancel their policy when they have a loss.  So you may be asking yourself why you should buy homeowner’s insurance.

Insurance is a contract in which the insurance company, for a fee referred to as a premium, agrees to pay you for damage to your home or its contents caused by events which are insured against.

The written contract is usually referred to as the “policy” and the events insured against are referred to as “risks” or “perils.”  Insurance policies may be “all risk” and cover any peril not specifically excluded by the policy, or “named peril” and cover only those risks named in the policy.

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