Skip to main content

Our Insurance Attorneys

Learn more about our lawyers and the principles behind the David Graham Insurance Lawyers, P.A. team.


David Graham Insurance Lawyers, P.A. was founded in 2012 by David M. Graham, a Florida insurance attorney. The firm was started on the principle of representing policyholders struggling through difficult insurance claims. Insurance claims that are delayed, underpaid, or outright denied. Coming from a background of strong moral principles, and personally witnessing his own family get taken advantage of during a time of need by their insurance company, David set out to fight against Bad Faith Insurance claims handling tactics and practices that insurance companies often use to discourage their policyholders to give up or take less than what is owed under the insurance policy for claim benefits. He could not believe how his family, and so many other families, are taken advantage of by their insurance companies, and he wasn’t going to stand for it. 

Let’s look at a case outside our law firm: Mr. and Mrs. Joyce, an elderly retired couple, filed a homeowner’s insurance claim with their insurance company. Their coverage was later denied by their insurance company under the basis that there was alleged material misrepresentation in their claim during the application process, stating that the Joyces had not disclosed losses they had with their previous insurance carrier. Unwilling to let go of their claim, the Joyces found a law firm that would represent them for free on the basis that their attorneys would collect attorney’s fees at the end case, which is allowed by Section 627.428 of the Florida Statutes. 

After several months of litigation, the Joyces insurance carrier agreed to settle the claim, paying the Joyces for their losses and their attorney’s fees. It was a win for the Joyces and their lawyers, and justice was served. 

David M. Graham:

“I’ll never forget how an insurance company took advantage of my parents when their home caught fire. Unfortunately, my parents didn’t know their rights. I have also known a number of other people who’ve had similar experiences over the years and thought they had no recourse.

That’s why I became a lawyer and why I’m unrelenting in my pursuit of justice for my clients.”

Meet Our Team

David M. Graham, Esq.

Attorney at law

David Graham is a local insurance attorney serving the State of Florida. After graduating from Liberty University School of Law, David founded David Graham Insurance Lawyers, P.A. in 2012 to represent policyholders in unfair claim settlements. David has personally witnessed and experienced the neglect policyholders face from their insurance companies.

Unable to tolerate injustice, David sought out to represent policyholder's struggling through difficult claim disputes with their insurance companies. Claims that are delayed, underpaid, or denied.

Lori S. Re', Esq.

Attorney at law

Lori Re' joined the DGIL Team in 2019, after twenty years as owner and lead counsel for a successful law firm. Ms. Re' brings extensive experience as a civil practitioner in multiple practice areas. She draws on that experience to educate, counsel, represent, and support our clients in every aspect of their claim from pre-suit preparation and negotiation through trial. Not every case goes to trial, however, Ms. Re's exceptional ability to actively engage with her clients, thoroughly investigate the claim, develop a winning strategy, obtain and organize evidence/witnesses, and deliver a compelling argument has consistently won her clients highly favorable results and have made her well respected in the legal community.

Lori Re' graduated from the University of Florida's Levin College of Law. She has a Bachelor of Business Administration (with a major in marketing) from Stetson University and a Ministry Degree from the Christian Practice Center.

Thomas Eross, Jr., Esq.

Attorney at law

Thomas Eross Jr. is a Jacksonville-based attorney for David Graham Insurance Lawyers. Thomas was raised in Pittsburgh, Pennsylvania and attended the University of Pittsburgh where he earned his bachelor’s degrees in Economics and Political Science. He then attained his Juris Doctorate from Florida Coastal School of Law. During his time at Florida Coastal, Thomas was a law clerk for the Honorable Nikki Ann Clark of the First District Court of Appeal.

Thomas was admitted to the Florida Bar in 2011. Prior to joining David Graham Insurance Lawyers, he practiced at a general litigation law firm, focusing in the areas of business litigation, real estate law and mortgage foreclosure defense. He now focuses his work on insurance claims and personal injury in our downtown Jacksonville office.

Kyle J. Brady, Esq.

Senior Attorney

Kyle J. Brady is an attorney and Certified Financial Planner (CFP) with David Graham Insurance Lawyers, P.A., who focuses his practice on estate planning, National Football League benefits, and associated real estate and business law matters.

Before joining the firm, Kyle graduated from Pennsylvania State University and played thirteen years of professional football in the NFL for the New York Jets, Jacksonville Jaguars, and New England Patriots. During his college and professional career, Kyle had the unique privilege of playing for some of the greatest coaches of all time, including Joe Paterno, Bill Parcells, Tom Coughlin, and Bill Belichick.

After his football career, Kyle attended the Florida Coastal School of Law, focusing primarily on Real Estate Law and Estate Planning. Aside from his legal career, Kyle is an active real estate investor, and has extensive experience working with real estate investors.

Kyle is an active member of the Jacksonville community, engaging with the community through several organizations including the Jaguars Alumni Group, All Pro Dads, and the Fellowship of Christian Athletes.

Kimblery J. Nutter

Office Administrator

Born and raised in Lexington, South Carolina. Moved to Jacksonville, FL in January of 2021.Graduated with an Associates of Science in Paralegal Studies from Midlands Technical College in West Columbia, SC. Paralegal / Office Manager for a private Criminal Defense Law Firm in Columbia, SC.

Executive Administrative Assistant to the Food and Nutrition Services Division for the South Carolina Department of Social Services (SCDSS) in Columbia, SC. Emergency Management Food Services Liaison for the South Carolina Emergency Management Division (SCEMD) in West Columbia, SC.

Child and Adult Protective Services Paralegal for the South Carolina Department of Social Services (SCDSS) Lexington, SC. Insurance Fraud, Domestic, Cold Case, Murder/Homicide Private Investigator and Process Server for Setree Investigations in Lexington, SC.

Candace Combs, Esq.

Attorney at law

Legal waters are difficult to navigate. Candi will guide you through! Caring, compassionate and available to listen. With 30 years experience in the business world, Candi reached a dream of returning to Kentucky to serve others through the legal process.

Adi Barot, Esq.

Attorney at law

Aditya V. Barot (Adi), is a California-licensed attorney with over fifteen years experience in the legal industry. Having spent a decade on the other side of the fence as an insurance defense attorney, Mr. Barot brings his unique perspective resolution and litigation of cases. A first-generation immigrant, Mr. Barot has worked the gamut of legal jobs from assistant to Partner and brings this wealth of experience to our team.

An avid reader, movie and music buff, on his days off he can be found in a downtown watering hole with a used-book from an obscure author in hand.

Taylor Casey

Attorney at law

Taylor Casey is a Jacksonville based attorney for David Graham Insurance Lawyers. Taylor was raised in Odessa, Texas and attended the University of North Texas where he obtained his bachelor’s and master’s degrees in accounting. Taylor then earned his Juris Doctorate from Florida Coastal School of Law and was admitted to the Florida Bar in 2011. Prior to Joining David Graham Insurance Lawyers, he founded and managed his own general practice law office focusing on criminal defense, family law, and civil litigation.

Serving Justice

Insurance claim disputes can be messy, leaving a lot of policyholders confused about what approaches to take and how to properly pursue their claims. That’s why our law firm recommends hiring attorneys with experience in insurance claim disputes and litigation. A competent attorney is someone who has dealt with insurance claims similar to yours, a track record of successfully settling cases for their clients, and knows the tactics insurance companies use to delay, underpay, or deny your claims. It’s possible you could settle your case without an attorney, but you also run the risk of having your settlement underpaid, leaving you with more necessary repairs than you had initially anticipated. 

An attorney should:

Review your case

Your attorney should review your case thoroughly. This allows the attorney to collect all the necessary details to qualify you. 

Proper Discovery

No stone should be left unturned. What is the true value of the damage of your home or injuries? What are all your losses? 

Free case review

Fill out the quick form below to send your inquiry to our intake team. One of our dedicated team members will reach back out to you to review your case for free.

  • This field is for validation purposes and should be left unchanged.

Contact Us

You have faithfully paid your premiums so it’s only right that they faithfully pay your claim. If you want to get the coverage that you paid for, then it’s time to bring in legal professionals who are dedicated to policyholders like you and methodically go after your insurance companies for the coverage that you deserve. That’s where our legal team comes in. If you need an Insurance Lawyer, our team offers a free, no obligation case evaluation. It costs you nothing, and could potentially save you so much more when you get the help you deserve. 

Free case review.


Fill out the form below for a free case evaluation at zero cost and zero obligation. Talking to our staff and personal injury attorneys doesn’t create a legally binding contract and you don’t have to commit to working with us. We’ll review your case for free and see if we’re a good fit for each other.

    Submitting this form does not create an attorney-client agreement. This Internet form is for communication purposes only. Do not send confidential and time-sensitive information through this form. Please do not solicit our firm.

    I have read the disclaimer (Required)

    Contact information.

    High Springs Office:

    18420 High Springs Main Street
    High Springs, Florida 32643

    Jacksonville Office:

    210 E. Forsyth Street
    Jacksonville, Florida 32202

    David Graham is a man of his word. Thank God we found him. He accepted our case after another Attorney frustratingly kept dropping the ball through a year of total inaction. David kept his promises, each and every one of them. He was and is totally proactive for his clients. He settled our case expeditiously and he and his associates put us and our needs first. We can only highly recommend David Graham and his team. Thank You, Mr. Graham!

    Curtis Dwares