David Graham Insurance Lawyers, P.A. was founded in 2012 by David M. Graham, a Florida insurance attorney. The firm was started on the principle of representing policyholders struggling through difficult insurance claims. Insurance claims that are delayed, underpaid, or outright denied. Coming from a background of strong moral principles, and personally witnessing his own family get taken advantage of during a time of need by their insurance company, David set out to fight against Bad Faith Insurance claims handling tactics and practices that insurance companies often use to discourage their policyholders to give up or take less than what is owed under the insurance policy for claim benefits. He could not believe how his family, and so many other families, are taken advantage of by their insurance companies, and he wasn’t going to stand for it.
Let’s look at a case outside our law firm: Mr. and Mrs. Joyce, an elderly retired couple, filed a homeowner’s insurance claim with their insurance company. Their coverage was later denied by their insurance company under the basis that there was alleged material misrepresentation in their claim during the application process, stating that the Joyces had not disclosed losses they had with their previous insurance carrier. Unwilling to let go of their claim, the Joyces found a law firm that would represent them for free on the basis that their attorneys would collect attorney’s fees at the end case, which is allowed by Section 627.428 of the Florida Statutes.
After several months of litigation, the Joyces insurance carrier agreed to settle the claim, paying the Joyces for their losses and their attorney’s fees. It was a win for the Joyces and their lawyers, and justice was served.
David M. Graham:
“I’ll never forget how an insurance company took advantage of my parents when their home caught fire. Unfortunately, my parents didn’t know their rights. I have also known a number of other people who’ve had similar experiences over the years and thought they had no recourse.
That’s why I became a lawyer and why I’m unrelenting in my pursuit of justice for my clients.”
David M. Graham, Attorney at law
David Graham is a local insurance attorney serving the State of Florida. After graduating from Liberty University School of Law, David founded David Graham Insurance Lawyers, P.A. in 2012 to represent policyholders in unfair claim settlements. David has personally witnessed and experienced the neglect policyholders face from their insurance companies.
Unable to tolerate injustice, David sought out to represent policyholder’s struggling through difficult claim disputes with their insurance companies. Claims that are delayed, underpaid, or denied.
Lori S. Re’, Attorney at law
Lori Re’ joined the DGIL Team in 2019, after twenty years as owner and lead counsel for a successful law firm. Ms. Re’ brings extensive experience as a civil practitioner in multiple practice areas. She draws on that experience to educate, counsel, represent, and support our clients in every aspect of their claim from pre-suit preparation and negotiation through trial. Not every case goes to trial, however, Ms. Re’s exceptional ability to actively engage with her clients, thoroughly investigate the claim, develop a winning strategy, obtain and organize evidence/witnesses, and deliver a compelling argument has consistently won her clients highly favorable results and have made her well respected in the legal community.
Lori Re’ graduated from the University of Florida’s Levin College of Law. She has a Bachelor of Business Administration (with a major in marketing) from Stetson University and a Ministry Degree from the Christian Practice Center.
Thomas Eross, Jr., Attorney at law
Thomas Eross Jr. is a Jacksonville-based attorney for David Graham Insurance Lawyers. Thomas was raised in Pittsburgh, Pennsylvania and attended the University of Pittsburgh where he earned his bachelor’s degrees in Economics and Political Science. He then attained his Juris Doctorate from Florida Coastal School of Law. During his time at Florida Coastal, Thomas was a law clerk for the Honorable Nikki Ann Clark of the First District Court of Appeal.
Thomas was admitted to the Florida Bar in 2011. Prior to joining David Graham Insurance Lawyers, he practiced at a general litigation law firm, focusing in the areas of business litigation, real estate law and mortgage foreclosure defense. He now focuses his work on insurance claims and personal injury in our downtown Jacksonville office.
Kyle J. Brady, Senior Attorney
Kyle J. Brady is an attorney and Certified Financial Planner (CFP) with David Graham Insurance Lawyers, P.A., who focuses his practice on estate planning, National Football League benefits, and associated real estate and business law matters.
Before joining the firm, Kyle graduated from Pennsylvania State University and played thirteen years of professional football in the NFL for the New York Jets, Jacksonville Jaguars, and New England Patriots. During his college and professional career, Kyle had the unique privilege of playing for some of the greatest coaches of all time, including Joe Paterno, Bill Parcells, Tom Coughlin, and Bill Belichick.
After his football career, Kyle attended the Florida Coastal School of Law, focusing primarily on Real Estate Law and Estate Planning. Aside from his legal career, Kyle is an active real estate investor, and has extensive experience working with real estate investors.
Kyle is an active member of the Jacksonville community, engaging with the community through several organizations including the Jaguars Alumni Group, All Pro Dads, and the Fellowship of Christian Athletes.
Our law firm is awarded payment when your cases are closed. We designed our practice this way to help policyholders pursue their insurance claims. There are three common themes amongst policyholders seeking legal counsel and representation: Intimidation, Value, and Finances.
Some policyholders are intimidated by the idea of finding a lawyer, sometimes searching the internet repeatedly, lawyer website after website, over and over again until they finally make the decision to call one, two, or three lawyers for a advice on what they should do about their claim. We assure you there’s no need to be intimidated. Speaking to our staff and attorneys does not bind you into a contract and there is no obligation.
Other policyholders think their case is not worth an attorney’s time and don’t even bother making the call. This is a misconception. We recommend you speak to a law firm about your case to properly break down what your options are.
Finally, the big, common theme: Inability to afford a lawyer. While there are many law firms that do not represent you without upfront payment, we are not that law firm. David Graham Insurance Lawyers, P.A. represents you for free until a case is closed. When your case is settled with the insurance company, our law firm is awarded percentage fees. This allows us to help policyholders in unique dispositions.
We take pride in personally handling each and every insurance coverage dispute with great care and due diligence. Because we focus on insurance coverage disputes, we’re wise to the various strategies and tactics insurance companies use to avoid paying your claim, delay paying your claim or pay less than the fair value for your claim. That knowledge makes us well prepared to handle your insurance claim litigation. Insurance companies know that we won’t tolerate bad faith or unfair claim practices. There’s a reason we’re so passionate about defending people whose claims have been denied or underpaid.
Our practice has experienced unprecedented growth, and we’ve seen numerous referrals from satisfied clients who appreciate the care and personal attention we offer, as well as the generous awards we obtain for them. We have handled hundreds of cases, and our clients often receive substantially more money than the insurance companies first offered. Rather than going for the easy settlement, we will fight for the money and benefits to which you are entitled, and the insurance companies know it. We’ve seen too many cases where insurance companies will pay less than what is rightfully owed to their policyholders if they even pay at all. They’ll try to pay for patch and repair when they should be paying for replacement and restoration. Even though they know that the policyholder purchased coverage that entitles them to more the insurance companies pay less. You deserve better than that. Your home and your family deserve better than that.
Insurance claim disputes can be messy, leaving a lot of policyholders confused about what approaches to take and how to properly pursue their claims. That’s why our law firm recommends hiring attorneys with experience in insurance claim disputes and litigation. A competent attorney is someone who has dealt with insurance claims similar to yours, a track record of successfully settling cases for their clients, and knows the tactics insurance companies use to delay, underpay, or deny your claims. It’s possible you could settle your case without an attorney, but you also run the risk of having your settlement underpaid, leaving you with more necessary repairs than you had initially anticipated.
An attorney should:
Review your case
Your attorney should review your case thoroughly. This allows the attorney to collect all the necessary details to qualify you.
No stone should be left unturned. What is the true value of the damage of your home or injuries? What are all your losses?
Free case review
Fill out the quick form below to send your inquiry to our intake team. One of our dedicated team members will reach back out to you to review your case for free.
You have faithfully paid your premiums so it’s only right that they faithfully pay your claim. If you want to get the coverage that you paid for, then it’s time to bring in legal professionals who are dedicated to policyholders like you and methodically go after your insurance companies for the coverage that you deserve. That’s where our legal team comes in. If you need an Insurance Lawyer, our team offers a free, no obligation case evaluation. It costs you nothing, and could potentially save you so much more when you get the help you deserve.
Free case review.
Fill out the form below for a free case evaluation at zero cost and zero obligation. Talking to our staff and personal injury attorneys doesn’t create a legally binding contract and you don’t have to commit to working with us. We’ll review your case for free and see if we’re a good fit for each other.
High Springs Office:
18420 High Springs Main Street
High Springs, Florida 32643
210 E. Forsyth Street
Jacksonville, Florida 32202
”David Graham is a man of his word. Thank God we found him. He accepted our case after another Attorney frustratingly kept dropping the ball through a year of total inaction. David kept his promises, each and every one of them. He was and is totally proactive for his clients. He settled our case expeditiously and he and his associates put us and our needs first. We can only highly recommend David Graham and his team. Thank You, Mr. Graham!Curtis Dwares