Florida Accident Lawyers

Very few things in life are as stressful or as scary as being the victim of a motor vehicle accident. Unfortunately, car wrecks and truck crashes are all too common on Florida roads. Every year, around 400,000 people are involved in car crashes in Florida. That’s almost 1000 crashes every day, and half of those crashes result in serious injuries. If you or a loved one have been injured in an accident, you need a Florida accident law firm who understands the state’s personal injury laws and the insurance company’s shady tactics inside and out.

Here at David Graham Insurance Lawyers, we battle with the insurance company every day, winning fair and just settlements and lawsuits for our clients so they can avoid financial harm and move on with their lives. Please contact our Florida accident lawyer today to schedule your free consultation.

The Insurance Company is Not on Your Side

You paid your premiums on time, in full, for years. You were a model customer with an excellent driving record. So when you get hurt as a result of another person’s careless driving, you expect the insurance company to compensate you for your pain and medical bills fairly. It’s only fair, right? It makes sense that you believe this, and we can’t blame you for thinking that the insurance company is supposed to protect you and look out for your best interests in the event of an accident. After all, you paid them faithfully for years. But there’s a significant flaw in this line of reasoning.

How does the insurance company make their money? It’s not by paying out accident claims. The insurance company makes its money by signing people up for insurance policies and collecting premiums. It’s one of the reasons why they charge higher rates for drivers who have poor records or characteristics that may indicate careless driving habits. Insurance companies hate paying out claims for accidents because they are bad for their bottom line. 

Why You Shouldn’t Fight the Insurance Company Alone

A lot of accident victims make the mistake of thinking they can negotiate with the insurance company alone. The problem is, the insurance company has perfected the art of avoiding responsibility for paying out claims. They love it when accident victims attempt to negotiate a settlement on their own, for a host of reasons.

For one thing, the average person without a legal background in personal injury law won’t know how much or how little the law favors their particular case. The insurance companies are banking on you not knowing what your claim could reasonably be worth in a court of law, unlike an experienced Florida accident attorney. They will throw out a ridiculously low number to get you to settle with them and get the claim off their books so they can go back to collecting premiums and padding their bottom line.

Another thing the insurance company bets on when you contact them to negotiate is they are hoping that you are in a bind because of the accident. People who are afraid and in pain are easier to take advantage of. When you’re worried about how you’re going to handle the medical bills, or how you’re going to keep the lights on when you’re out of work from an accident, you’re more likely to take a pitifully small settlement in the eyes of Florida personal injury law just to get some relief. Talking to a professional, aloof insurance adjuster may also be intimidating for some people, which can pressure you into settling for an amount far below what your case is worth.

The thing is, an insurance company is a business, and businesses exist to make money. You, on the other hand, need money to feed yourself, your family, and keep a roof over your head and savings in the bank. The insurance company is not on your side, and they aren’t looking out for your best interests. It’s in their prerogative to pay out as little as possible to make you go away.

What can our Florida accident lawyer do for your case?

At David Graham Insurance Lawyers, our experienced team of personal injury attorneys is well-versed in Florida accident laws. We’ve seen every trick in the book that the insurance companies will pull to get out of paying their fair share for your case.

Our Florida accident law firm handles major disputes with the insurance companies, including outright claim denials, disputes in coverage and bad faith, and severe underpayments on insurance claims. If you’ve been struggling to find an attorney bold enough to stand up for your case, contact David Graham – the best accident lawyer in Florida for handling tough injury cases and coverage and claim denials.

If you have unpaid medical bills, we can prevent them from going to collections. We’ll make sure that the insurance company pays fair market value for your totaled car, and we can also obtain compensation for your lost wages, loss of consortium, and pain and suffering.

While the insurance companies have a vested interest in keeping the settlement low, our team of dedicated personal injury lawyers and legal experts is committed to getting as much as possible for your accident claim. We don’t get paid until you get paid.

At David Graham Insurance Lawyers, we never settle for pitiful payouts and underpayments. Instead, we’re committed to making sure the insurance company pays you what your case is worth to the full extent of personal injury law in Florida. If you don’t have money for a lawyer, don’t worry about it. There is no fee until we get money for your accident claim.

 A Florida Accident Attorney Fighting for Victim’s Rights : David Graham Insurance Lawyers:

All calls are 100% confidential. Contact us today for your free initial consultation so we can discuss the specifics of your case and move things forward for you and your family.