Florida
Firm locations
Find the right place to start.
Choose the state or office closest to where the issue happened, then select the kind of help you need. If you are not sure where to begin, tell us what happened in a free case review.
Three officesJacksonville · High Springs · Cleveland
Florida & TennesseeState and city guidance
Insurance & injuryProperty and auto claims
Free case reviewsNo upfront cost
Choose your state
Start with your state and city.
Choose the city closest to where the injury, property damage, or insurance issue happened. If your city is not listed, start a free review and we can help identify the closest office and next step.
Florida
Florida cities
Insurance, property damage, personal injury, and auto accident matters across Northeast and North Central Florida.
Tennessee
Tennessee cities
Crash, injury, and claim-dispute matters for clients in and around Southeast Tennessee.
Start with the problem
Or start with the kind of help you need.
Choose the page that most closely matches what happened. Each one explains the issues that may matter and what to gather before you speak with an attorney.
Injury
Personal injury
Crashes, falls, unsafe property, and serious injuries, from documentation through the insurance claim.
View page →Auto
Auto accidents
Car, truck, and motorcycle crashes, including fault disputes, PIP, and diminished value questions.
View page →Property & insurance
Insurance disputes
Denied, delayed, and underpaid property and insurance claims for policyholders — never insurers.
View page →Office locations
Our offices in Florida and Tennessee.
Florida
Florida
Tennessee
Nearby communities
Help beyond our office cities.
You may not need to visit an office to begin. We also review matters from nearby communities and connect them with the closest office when appropriate.
- Northeast FloridaClosest office: Jacksonville
- Orange Park, Ponte Vedra, St. Augustine, and the Jacksonville Beaches.
- North Central FloridaClosest office: High Springs
- Gainesville, Alachua, Newberry, and surrounding communities.
- Southeast TennesseeClosest office: Cleveland
- Chattanooga, Athens, and surrounding communities.
These are service areas, not physical office locations. Whether we can assist depends on the state, facts, type of claim, timing, and attorney review.
Timing matters
Deadlines change by state and claim type.
These are common starting points, not a substitute for legal advice. The safest next step is to let the firm review the facts, policy language, parties involved, and date of loss or injury.
Florida
Common Florida timing
Personal injury / negligenceAccidents, premises liability, injury claims
~2 yrsAuto accident injuryNegligence claim after a crash
~2 yrsWrongful deathDeath caused by negligence or misconduct
~2 yrsProperty damageTwo years if the loss occurred after March 24, 2023; a longer period may apply before that date
~2 yrsTennessee
Common Tennessee timing
Personal injuryInjuries to the person
~1 yrAuto accident injuryCrash-related injury claim
~1 yrWrongful deathDeath after a negligent act
~1 yrProperty damageInjury to personal or real property
~3 yrsDo not guess the deadline. The correct limitations period can depend on the facts, policy language, cause of action, date of loss or discovery, defendant, notice rules, and exceptions such as tolling, minors, fraud, government entities, and pre-suit requirements. A free review helps identify what needs to be protected before time becomes the problem.
About the attorneys
The people reviewing the claim matter.
Before you share the details of an insurance dispute or injury, it helps to know who is reviewing the problem. Our attorneys focus on what happened, what the insurance company has said, and what evidence may matter next.
Client reviews
David M. Graham, Esq.
Founder / Lead Attorney
Focused on helping policyholders understand coverage, valuation, and the evidence a claim depends on before the next move is made.
Thomas Eross, Jr., Esq.
Attorney at Law
Brings steady communication and practical review to policy language, claim documentation, and insurance disputes.
Free case review
Not sure which page fits?
Tell us where the issue happened and what kind of claim you have. We can help you find the right next step.
1Share the state and city.
2Tell us the type of claim.
3Add what happened and when.
Start here
Free Case Review
Location FAQ
Questions commonly asked.
These answers can help you decide whether to start with a state page, city page, practice page, or free case review.
Start with the city closest to where the issue happened, then choose the claim type that best matches your situation. If you are not sure, use the free review form and we can help you find the right next step.
You can still start a free review. We can let you know whether we may be able to help and which office is closest to your matter. Many reviews can begin by phone or online.
Not always. Many case reviews can begin by phone or online, depending on the matter and what documentation is available.
Availability can depend on the state, facts, claim type, timing, and attorney review. Starting with the closest state or city page helps narrow the path.
No. David Graham Insurance Lawyers, P.A. represents policyholders and injured people — never insurance companies. That focus is the same across every location.
Need direction?
Start with a free case review.
Tell us where the issue happened and what type of claim you have. We’ll help you identify a clear next step.