★★★★★
“With this firm you are not just a number. You will be treated with compassion, respect and dignity. They are not afraid to fight aggressively for their clients. I highly recommend them.”
Lyne K. · Google Review
Cleveland, TN Personal Injury Lawyers
Hurt in an accident? Start with what happened.
After a crash, fall, or serious injury in Cleveland or Southeast Tennessee, we help people understand fault, available insurance, medical documentation, and what may come next.
14 YearsRepresenting Policyholders
Cleveland officeLocal Tennessee access
Free case reviewsNo upfront cost
Injury & insuranceOne focused review
When the insurer starts building its file
Your recovery is personal. The insurance process is not.
While you are treating and trying to get back to normal, insurers may already be collecting statements, reviewing fault, and measuring the claim against the smallest possible version of what happened. A focused review tests each position against the evidence, the medical record, coverage, and real-world impact.
01
You caused or contributed to the incident
Reports, photographs, witnesses, video, road or property conditions, and Tennessee comparative-fault issues.
02
The injury is minor or unrelated
Symptoms, treatment timing, diagnoses, imaging, medical opinions, prior conditions, and changes after the incident.
03
The treatment or bills are excessive
Medical necessity, provider records, duration of care, specialist recommendations, and future needs.
04
The claim is worth the early offer
A settlement offered before full recovery, work impact, policy limits, and long-term restrictions are known.
Personal injury cases we handle
Select the case. See what matters next.
Focused guidance for auto accidents, truck crashes, unsafe property, serious injuries, wrongful death, and other negligence claims across Cleveland and Southeast Tennessee.
Crash claims
Auto accidents
Rear-end, intersection, distracted-driving, uninsured-driver, and multi-vehicle crashes.
Start a review → Commercial vehiclesTruck accidents
Commercial trucks, delivery vehicles, and company drivers, often with added coverage and parties.
Start a review → PremisesUnsafe property
Slip and fall, unsafe conditions, inadequate warnings, and negligent property maintenance.
Start a review → Long-term impactSerious injuries
Injuries that require ongoing treatment, cause lasting limitations, or change the ability to work.
Start a review → Family lossWrongful death
Fatal accidents where a family is left to handle both loss and the insurance process.
Start a review → Not sure?Other injury claims
Motorcycle, pedestrian, bicycle, and other negligence claims. Start a review and we can help sort it.
Start a review →
Common injuries after serious accidents
The diagnosis is only the beginning of the story.
An injury claim should explain the medical condition, the treatment it requires, the work it interrupts, and the ways it changes everyday life.
Head, neck & back
Symptoms may develop after the incident.
Concussions, traumatic brain injuries, whiplash, disc and nerve injuries, headaches, dizziness, and cognitive changes.
Fractures & surgery
Recovery can extend far past the ER.
Broken bones, joint injuries, torn ligaments, internal injuries, surgery, rehabilitation, limited mobility, and time away from work.
Soft tissue & internal
Not every injury shows on the first scan.
Sprains, strains, disc injuries, organ or internal injuries, and pain that develops or worsens in the days after the incident.
Permanent & fatal harm
Some losses change a family's future.
Spinal injuries, disability, disfigurement, chronic pain, reduced independence, permanent restrictions, and wrongful death.
From injury to claim value
The complete claim may reach beyond the first offer.
An insurer may focus on immediate bills or a quick settlement figure. A complete review considers every supported way the injury has affected health, work, finances, and daily life.
Past & future medical care
Emergency treatment, specialists, imaging, therapy, surgery, rehabilitation, and long-term needs.
Lost income & earning ability
Missed work, reduced hours, job restrictions, career disruption, and diminished ability to earn.
Pain & loss of normal life
Physical pain, emotional strain, sleep disruption, activity limits, and changes to daily routines.
Permanent injury or family loss
Impairment, disability, disfigurement, lost support, funeral costs, and wrongful-death losses.
Recoverable damages depend on the facts and law. These are review categories, not a promise that each applies.
How we handle personal injury claims
A clear case review before the next move.
Injury claims get harder when fault evidence, medical care, coverage, and the insurer's position are not organized around the issue being challenged.
01
Listen and identify the urgent issues
We begin with the incident, injuries, treatment, insurance contact, deadlines, and evidence that may need to be preserved.
02
Review responsibility, coverage, and evidence
Reports, photos, witnesses, video, property conditions, driver or company information, and insurance policies define the case.
03
Document the injury and its effect on life
Medical records, bills, treatment plans, work loss, limitations, and future needs connect the event to the complete harm.
04
Build and present the claim
The presentation connects responsibility, insurance coverage, and the full impact of the injury on health, work, and daily life.
Tennessee filing deadlines
In Tennessee, the clock usually starts at the injury.
Personal injury claims come with legal deadlines. Miss the one that applies, and an otherwise strong claim can be lost — which is why it is worth asking early rather than assuming a date.
1 yr
Personal injury
Many Tennessee actions for injuries to the person must be filed within one year of the injury.
1 yr
Wrongful death
Wrongful-death claims also generally fall under a one-year window, measured from the death.
3 yr
Property damage
Damage to a vehicle or other property often carries a longer deadline than the injury itself.
Varies
Exceptions
Minors, government defendants, discovery of harm, and other facts can shorten or extend the deadline.
These are general timeframes, not legal advice. The deadline that applies to a specific case depends on the facts and parties, so confirm it early — a free review can help.
Check my deadline — free review
About the attorneys
The people reviewing the claim matter.
Before you share the details of an insurance dispute or injury, it helps to know who is reviewing the problem. Our attorneys focus on what happened, what the insurance company has said, and what evidence may matter next.
Client reviews
David M. Graham, Esq.
Founder / Lead Attorney
Focused on helping policyholders understand coverage, valuation, and the evidence a claim depends on before the next move is made.
Thomas Eross, Jr., Esq.
Attorney at Law
Brings steady communication and practical review to policy language, claim documentation, and insurance disputes.
Client stories
Hear the story, not just the star rating.
Hurricane damage
“They fought for us the whole time”
This association almost lost hope when their insurance company denied their claim after suffering significant hurricane damage.
Fred B. · ★★★★★ Client Review
Insurance claim
“The damage was significant.”
A bigger problem than they realized. Hear why clients trust us to handle their insurance claim disputes, even referring their own friends and family.
Melissa J. · ★★★★★ Client Review
Property damage
“The walls were buckling.”
She was forced to leave her home. The insurer caused extensive damage by condemning it — we got her compensated for her damages.
Julie K. · ★★★★★ Client Review
Local presence
A Cleveland office when you need clear direction.
Begin by phone or online, with the option of meeting face to face at our Cleveland office when that is more comfortable.
David Graham Insurance Lawyers, P.A.
Office1080 Montgomery Ave NE
Cleveland, TN 37311
Cleveland, TN 37311
Service reachCleveland, Bradley County, Chattanooga, Athens, Dayton, Ooltewah, and surrounding Southeast Tennessee.
Local roadsClaims across I-75, APD-40, US-64, and local and rural routes.
How to beginOnline, by phone, or through an in-person appointment.
Personal injury help
Tell us what happened and how you were hurt.
Explain the accident or unsafe condition, where and when it happened, the medical care you received, and what any insurance company has said so far. Bring what you have — a case review does not require a perfect file.
Car and truck accidents
Unsafe property and falls
Serious and permanent injuries
Disputed fault or causation
Low settlement offers
Wrongful death questions
Start here
Free Personal Injury Case Review
Cleveland personal injury lawyer FAQ
Questions injured people ask before calling.
Many people call after a crash, fall, unsafe property injury, truck accident, or serious injury. Others call when an insurer requests a statement, disputes fault, minimizes treatment, or makes an early settlement offer.
Many Tennessee actions for injuries to the person must be filed within one year, but the correct deadline can change based on the claim, parties, age of the injured person, government involvement, and other exceptions. Ask promptly rather than assuming a date.
Partial fault does not automatically answer whether a claim exists. Reports, scene evidence, witness accounts, and Tennessee comparative-fault rules should be reviewed before accepting an insurer's position.
Be careful before giving a detailed or recorded statement, accepting payment, or signing a release. A free review can help you understand what the request may affect.
Depending on the facts, a claim may involve medical expenses, future treatment, lost income, reduced earning ability, pain, limitations, property damage, permanent injury, or wrongful-death losses.
The initial review is free. If the firm can help, next steps and any fee arrangement can be explained before you decide whether to move forward.
Injured in Cleveland or Southeast Tennessee?
Start with a free case review.
Tell us what happened, where it happened, how you were hurt, and what the insurance company has said so far.