★★★★★
“With this firm you are not just a number. You will be treated with compassion, respect and dignity. They are not afraid to fight aggressively for their clients. I highly recommend them.”
Lyne K. · Google Review
High Springs, Florida
Start with what happened.
You do not need to know the legal category before reaching out. We help High Springs policyholders and injured people understand what comes next after insurance disputes, property damage, crashes, and serious injuries — never representing insurers.
★★★★★Client reviews
14 YearsRepresenting Policyholders
Policyholder-onlyNever insurers
Free case reviewsNo upfront cost
High Springs practice areas
Choose the claim path that fits what happened.
Choose the issue closest to what happened. It does not need to be exact; a free review can help clarify the next step.
Property
Storm
Water & mold
Injury
Auto
Insurance
Property Damage
Home and business losses involving repairs, estimates, disputed damage, and coverage questions.
View property claims →Storm Damage
Storm, wind, roof, exterior, and water intrusion claims after North Central Florida weather.
View storm claims →Water & Mold Damage
Leaks, plumbing failures, interior damage, hidden moisture, mold concerns, and disputed repairs.
View water claims →Personal Injury
Accidents, negligence, serious injuries, treatment documentation, and insurance recovery after harm.
View personal injury →Auto Accidents
Car crashes, injury claims, PIP questions, fault disputes, and insurance adjuster calls.
View auto accidents →Insurance Claims
Denied, delayed, or underpaid claims where the carrier's position does not match the damage.
View insurance claims →Local presence
A local High Springs office when you need clear direction.
Many reviews can begin by phone or online. If an in-person meeting becomes helpful, our High Springs office is here.
AlachuaFort WhiteNewberryGainesvilleLake CityBell
High Springs Office
AddressDavid Graham Insurance Lawyers, P.A.
18420 High Springs Main St
High Springs, FL 32643
18420 High Springs Main St
High Springs, FL 32643
Phone(386) 454-4878
FocusInsurance disputes, property damage, and injury claims for policyholders — never insurers.
Insurance
Denied, delayed, disputed, or underpaid claims.
Damage
Storm, water, mold, roof, and property losses.
Injury
Auto accidents, serious injuries, and care-related harm.
About the attorneys
The people reviewing the claim matter.
Before you share the details of an insurance dispute or injury, it helps to know who is reviewing the problem. Our attorneys focus on what happened, what the insurance company has said, and what evidence may matter next.
Client reviews
David M. Graham, Esq.
Founder / Lead Attorney
Focused on helping policyholders understand coverage, valuation, and the evidence a claim depends on before the next move is made.
Thomas Eross, Jr., Esq.
Attorney at Law
Brings steady communication and practical review to policy language, claim documentation, and insurance disputes.
Video testimonials
Hear the story, not just the star rating.
Hurricane damage
“They fought for us the whole time”
This association almost lost hope when their insurance company denied their claim after suffering significant hurricane damage.
Fred B. · ★★★★★ Client Review
Insurance claim
“The damage was significant.”
A bigger problem than they realized. Hear why clients trust us to handle their insurance claim disputes, even referring their own friends and family.
Melissa J. · ★★★★★ Client Review
Property damage
“The walls were buckling.”
She was forced to leave her home. The insurer caused extensive damage by condemning it — we got her compensated for her damages.
Julie K. · ★★★★★ Client Review
Timing matters
Florida deadlines change by claim type.
These are common starting points, not a substitute for legal advice. The safest next step is to let the firm review the facts, policy language, parties involved, and date of loss or injury.
Injury & negligence
Common Florida injury timing
Personal injury / negligenceTwo years for many claims that accrued after March 24, 2023; a longer period may apply before that date
~2 yrsAuto accident injuryNegligence claim after a crash; insurance notice and benefit issues can have separate timing
~2 yrsWrongful deathDeath caused by negligence or misconduct
~2 yrsMedical malpracticeDiscovery-based, with outside limits and exceptions
~2 yrsProperty & insurance
Common Florida property timing
Property damage lawsuitTwo years if the loss occurred after March 24, 2023; a longer period may apply before that date
~2 yrsNew or reopened claim noticePolicy notice for many claims is often tied to the date of loss
~1 yrSupplemental claim noticeOften treated differently from an initial claim
variesPolicy suit-limitation termsSome policies set their own separate deadlines
variesDo not guess the deadline. The correct limitations period can depend on the facts, policy language, cause of action, date of loss or discovery, defendant, notice rules, and exceptions such as tolling, minors, fraud, government entities, and pre-suit requirements. A free review helps identify what needs to be protected before time becomes the problem.
Deadline snapshot
Get a rough timing window before you wait too long.
This tool is intentionally conservative and educational. It uses the date you enter to show a rough deadline snapshot for common Florida claim types. Real deadlines can change based on policy language, discovery, tolling, notice, prior claim activity, government defendants, minors, fraud, and other facts.
Result
Choose a type and date.
The snapshot will appear here. Do not rely on this alone for a real claim deadline.
Planning references only. Based on current Florida statute concepts for common claim categories and must be attorney-reviewed before anyone relies on a date. This is not legal advice and does not create an attorney-client relationship.
High Springs case review
Start with one conversation.
Tell us what happened, where it happened, and what has happened so far. The next step can be simple.
1Share how to reach you.
2Tell us the city and claim type.
3Add what happened and when.
Start here
Free Case Review
Nearby areas
High Springs help across North Central Florida.
Whether you are in High Springs, Alachua, Newberry, Gainesville, Lake City, or a surrounding community, the first step can begin with a clear review of what happened and where things stand.
Common nearby communities
Start close to home.
You may not need to visit an office to begin. We review matters from these nearby communities and connect them with the High Springs office when appropriate.
What happens next
01
Tell us the basics.
Share the city, the claim type, and the short version of what happened.
02
We review the situation.
We look at urgency, documents, damage, injuries, and next steps.
03
You get direction.
You leave the first conversation with a clearer path forward.
Areas served are communities we may be able to help, not physical office locations. Whether we can assist depends on the state, facts, claim type, and attorney review.
High Springs FAQ
Questions before you reach out.
Clear answers about the High Springs office, partial approvals, what to bring, and the cost of an initial review.
Not necessarily. Many first conversations can start by phone or online. The High Springs office simply gives local clients a clear place to connect with the firm.
Partial approvals can still leave major damage unpaid. If the estimate does not match the real scope of repairs, it may be worth having the claim reviewed.
Bring whatever you have: photos, letters, estimates, claim numbers, medical records, bills, reports, or notes. You do not need everything before reaching out.
Yes. Free case review. No upfront cost to find out whether we can help, and to understand what a next step could look like.
No. David Graham Insurance Lawyers, P.A. represents policyholders and injured people — never insurance companies. That focus is the same across every location.
High Springs case review
Start with one conversation.
Tell us what happened, where it happened, and what has happened so far. The next step can be simple.