01
Neck, back & spine
Whiplash, disc injuries, radiating pain, therapy, injections, and future-care questions after impact.
Auto accident lawyers
Injured in a car accident?
A crash can leave you facing medical care, insurance calls, vehicle damage, missed work, and questions about what comes next. We help injured drivers and passengers understand their options and the steps that may protect a claim.
Drivers & passengersClient-focused counsel
Crashes & coverageFault and insurance
Florida & TennesseeStatewide help
Free case reviewsNo upfront cost
Could I have a claim?
Five questions help clarify whether there may be an auto-accident claim.
You do not need every answer before reaching out. A useful review starts with how the crash happened, who may be at fault, and how the injuries are affecting your health, work, and daily life.
1
Was another driver at fault?
Another driver, an employer, a rideshare company, or a commercial carrier can all bear responsibility depending on the crash facts.
2
Did they drive unreasonably?
Speeding, distraction, running lights, following too closely, impairment, or unsafe turns can all point to fault.
3
Did the crash cause an injury?
The claim has to connect the collision to the injury through records, treatment timing, symptoms, and evidence.
4
Are there damages to document?
Medical bills, future care, missed work, pain, limitations, vehicle damage, and daily disruption can all matter.
5
Could fault be disputed?
Insurers may blame the injured driver, dispute injury severity, argue the crash did not cause the symptoms, or point to PIP, UM/UIM, and coverage limits — all of which shape what happens next.
Find local crash help
Three offices. Help across Florida and Tennessee.
Choose the office closest to where the crash happened. If your city is not listed, start a free review and we can help identify the most relevant next step.
Florida Office
Jacksonville
Crashes in Jacksonville, Duval County, Orange Park, Ponte Vedra, the Beaches, or St. Augustine.
Jacksonville crash help →
Florida Office
High Springs
Crashes in High Springs, Gainesville, Alachua County, or North Central Florida.
High Springs crash help →
Tennessee Office
Cleveland
Crashes in Cleveland, Bradley County, the Chattanooga area, or Southeast Tennessee.
Cleveland crash help →Outside an office city?
You can still ask us to review what happened.
Our offices are in Jacksonville, High Springs, and Cleveland. We also review crash inquiries from surrounding communities and elsewhere in Florida and Tennessee.
Florida
Crashes anywhere in Florida.
- Jacksonville, Gainesville & Northeast FL
- Orlando, Tampa & Central Florida
- Miami, the Gulf Coast & the Panhandle
- Every county, statewide
Tennessee
Crashes anywhere in Tennessee.
- Cleveland, Chattanooga & Southeast TN
- Knoxville & East Tennessee
- Nashville, Memphis & Middle/West TN
- Every county, statewide
Not sure where to start?
Tell us what happened.
Wherever the crash happened in Florida or Tennessee, a free review is the fastest way to the right next step.
Get HelpDon't see your city? Start a free review and we can help identify the closest office and the most relevant next step.
What an auto accident claim involves
A crash claim is not just about the wreck. It's about proving fault and harm.
An auto accident claim helps injured drivers and passengers seek compensation when another driver, employer, rideshare company, or commercial carrier caused the crash by failing to drive with reasonable care.
Fault
Who failed to follow traffic laws, drove distracted or impaired, sped, or otherwise caused the collision?
Causation
How did the crash cause the injury — and can records, timing, and treatment connect the two?
Damages & coverage
What medical care, lost wages, vehicle damage, and long-term effects need documenting — and which coverage (PIP, UM/UIM, liability) applies?
Auto accident claim types
The kind of crash shapes the claim.
Rear-end collisions
Rear-end crashes can cause real injuries even when vehicle damage looks minor.
Neck, back, shoulder, and concussion symptoms can develop after impact. Insurance companies may dispute injury severity, medical timing, or whether the crash caused the symptoms.
Common issues
Whiplash, disc injuries, following-too-closely disputes, and delayed symptoms.
What matters
Photos, crash report, treatment timing, imaging, and consistent symptom documentation.
What matters most
- Impact details
- Medical timeline
- Vehicle damage photos
- Prior injury arguments
- Insurance coverage
Intersection crashes
Intersection crashes often turn on right-of-way and witness evidence.
T-bone crashes, red-light crashes, left-turn collisions, and failure-to-yield claims may involve traffic cameras, witnesses, and conflicting driver statements.
Common issues
Red lights, stop signs, unsafe turns, speeding, and disputed right-of-way.
What matters
Scene photos, witness names, police report, cameras, road layout, and impact location.
What matters most
- Traffic controls
- Witness statements
- Camera footage
- Vehicle impact points
- Scene photos
Hit-and-run and uninsured drivers
The other driver disappearing does not always mean the claim is over.
Hit-and-run and uninsured driver crashes may involve police reports, identifying the vehicle, UM/UIM coverage, and your own policy benefits.
Common issues
Unknown drivers, no insurance, low limits, and conflicting coverage decisions.
What matters
Police report, witness details, photos, policy coverage, and prompt notice to insurance.
What matters most
- Police report
- UM/UIM coverage
- Policy notice
- Witness details
- Vehicle description
Distracted or drunk driving
Impairment and distraction can change the liability picture.
Phone use, impairment, speeding, or reckless driving may require early evidence preservation and careful review of the crash facts.
Common issues
Texting, intoxication, reckless driving, traffic citations, and severe injuries.
What matters
Citations, police investigation, witness statements, photos, and any available video.
What matters most
- Police findings
- Citations
- Witnesses
- Video evidence
- Severity of harm
Commercial vehicle crashes
Company vehicles can bring company records and commercial coverage into the case.
Delivery vans, work trucks, fleet vehicles, and company cars may involve employer responsibility, maintenance records, driver training, and higher insurance limits.
Common issues
Employer responsibility, vehicle maintenance, driver conduct, and dispatch pressure.
What matters
Company name, vehicle markings, insurance information, and early evidence preservation.
What matters most
- Employer identity
- Commercial policy
- Maintenance records
- Driver logs
- Company procedures
Multi-vehicle pileups
Multiple drivers can mean multiple fault arguments.
Pileups and chain-reaction crashes can involve multiple statements, multiple insurance companies, disputed order of impact, and coverage issues.
Common issues
Chain reactions, secondary impacts, conflicting statements, and low policy limits.
What matters
Crash diagrams, vehicle positions, witness names, insurance details, and impact sequence.
What matters most
- Order of impacts
- All drivers
- All insurers
- Crash diagram
- Coverage limits
Passenger injury claims
Passengers may have claims even when they were not driving.
Injured passengers can often pursue claims against the at-fault driver, the driver of their own vehicle, or multiple insurance policies, without being blamed for the crash.
Common issues
Which driver was at fault, which policies apply, and how to pursue recovery without taking sides.
What matters
Both drivers' insurance, medical documentation, and the relationship to the driver.
What matters most
- Both drivers' coverage
- Fault between drivers
- Medical records
- Multiple policies
Common injuries
The injury can shape the case more than the crash type.
Severity, treatment, and long-term impact often drive what a claim needs to document.
02
Head injuries
Concussions, headaches, dizziness, memory issues, and traumatic brain injury symptoms after a crash.
03
Broken bones
Fractures, surgery, hardware, missed work, and mobility problems can affect both recovery and future needs.
04
Shoulder, knee & joint
Tears, instability, limited range of motion, and ongoing orthopedic care can require careful documentation.
05
Soft tissue injuries
Sprains, strains, bruising, limited movement, and symptoms that may worsen in the days after a crash.
06
Serious or fatal injuries
Long-term care, family impact, lost earning capacity, and wrongful-death issues require early review.
What compensation may include
A crash claim should account for more than the repair bill.
The full picture may include medical treatment, future care, lost income, pain, vehicle damage, and how the crash changes daily life.
Medical bills
Emergency care, follow-up visits, therapy, imaging, injections, surgery, and prescriptions.
Future medical care
Treatment needs that may continue after the case begins or even after settlement.
Lost income
Missed work, reduced hours, or time away from business responsibilities.
Coverage-related losses
PIP, UM/UIM, liability limits, and medical-payments coverage may all affect what can be recovered.
Pain & suffering
Physical pain, limitations, loss of enjoyment, and disruption to daily life.
Vehicle & property damage
Repair costs, total-loss issues, rental needs, towing, storage, and damaged belongings.
Protect your health and your claim
A few early steps after a crash can make the claim harder to minimize.
The insurance company may call before you know how injured you are. That early call can feel routine, but it may affect fault, injury severity, medical gaps, and damages — and a quick release can end a claim before the full picture is clear.
Your words can be used later.
Even an honest answer can be taken out of context if symptoms change or treatment is still ongoing.
Medical gaps matter.
Insurers often focus on delayed care, missed appointments, or inconsistent documentation.
01
Get medical care
Follow instructions and document symptoms, referrals, imaging, and treatment.
02
Save evidence
Keep photos, videos, insurance cards, witness names, and incident reports.
03
Be careful with statements
Recorded statements can affect fault, injuries, and damages later. Ask before signing anything.
04
Track the impact
Missed work, expenses, pain, limitations, and daily disruptions all matter.
Timing matters by state
Don't guess which deadline applies.
Florida auto crashes
Many negligence injury claims are generally two years.
- PIP medical-treatment timing can matter.
- Florida’s no-fault system can affect early medical bills.
- Fault percentage can affect recovery.
Tennessee auto crashes
Many personal injury claims are generally one year.
- Tennessee timing can be shorter than Florida.
- Different rules may apply by claim type.
- Ask early before assuming you still have time.
Important note
Deadlines can change.
The right deadline can depend on the facts, parties, claim type, notice rules, exceptions, tolling, and when the claim accrued. This page is general information, not legal advice about your deadline.
Start a Free ReviewHow the process works
A clear path after an unclear crash.
The goal is to move from an overwhelming moment to a clear claim record, a clear picture of the injury, and a clear next step.
01
Free review
Tell us how the crash happened, where it happened, and what injuries you are dealing with.
02
Investigation and evidence
Reports, photos, witness information, records, insurance coverage, and fault issues are reviewed.
03
Medical documentation
Treatment history, future care, work impact, and daily limitations help tell the full story.
04
Resolution or litigation if needed
Some claims resolve through insurance negotiations. Others need stronger legal action.
About the attorneys
The people reviewing the claim matter.
Before you share the details of an insurance dispute or injury, it helps to know who is reviewing the problem. Our attorneys focus on what happened, what the insurance company has said, and what evidence may matter next.
Client reviews
David M. Graham, Esq.
Founder / Lead Attorney
Focused on helping policyholders understand coverage, valuation, and the evidence a claim depends on before the next move is made.
Thomas Eross, Jr., Esq.
Attorney at Law
Brings steady communication and practical review to policy language, claim documentation, and insurance disputes.
Free auto accident review
Hurt in a crash and not sure where to start?
Tell us how the crash happened, where it happened, and what injuries you are dealing with. We can help identify the most relevant office and next step.
1. Tell us the type of crash.
2. Share the city and date.
3. Describe the injury and insurance contact.
Start here
Free Case Review
Auto accident FAQ
Questions people ask before calling.
A crash claim usually depends on whether another driver was at fault, whether you were injured, whether the injury can be documented, and whether there is coverage — the other driver’s liability policy, or your own PIP and UM/UIM.
Fault can affect whether compensation may be available and how much. The impact depends on the state, crash facts, and available coverage. This is one reason early evidence and careful documentation matter.
Some crash injuries feel worse hours or days later, especially neck and back injuries. Prompt medical care, symptom history, and follow-up documentation matter if the insurer questions the connection to the crash.
Be careful, especially with recorded statements or settlement releases. The other party's insurer is not neutral and may ask questions that affect fault, injuries, or damages.
The initial review is free. Any fee arrangement is explained clearly before you decide whether to move forward.
Helpful items include crash photos, the police report or report number, insurance letters, medical records, bills, witness names, repair estimates, and anything showing how the crash affected your life.
Deadlines differ by state and claim type — and can depend on notice rules, exceptions, and when the claim accrued. This page is general information, not legal advice about your deadline; ask early rather than assume you still have time.
Yes. The firm has offices in Jacksonville and High Springs, Florida, and Cleveland, Tennessee, and serves surrounding areas remotely where there is no local office.
Hurt in a crash?
Start with a free case review.
Whether you know the crash type or not, tell us what happened and where it happened. We'll help you find the right next step.